10 App like Palmpay | The best Palmpay alternatives
Welcome to Nairaonline, in this post, we are going to be looking at 10 apps like palmpay that you can use for your online banking purposes.
Not only apps that are related to palmpay, we are going to look at the best of the palmpay alternatives, because online banking apps should be selected with care, thats why I did some research to discover them, and in this post I am going to share them with you.
Online banking apps like palmpay are microfinance banks that are only accessible online, you can send and receive payments to friends, family or whoever simply by using the apps provided by the microfinance banks.
Sometimes we all encounter problems with our usual banks, that's why it is a wise choice to use at least one microfinance bank because they are easily accessible, some of them even provide virtual and physical cards that you can use at the ATMs or online shopping
One good thing about these microfinance banks is that they are verified by the central bank of Nigeria, so they are completely safe to use just like regular banks.
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The best palmpay alternatives
1. Opay
Opay is similar to palmpay in many ways, because you can also request for a loan with opay, you can use opay for POS business too, when it comes to mentioning the best online banking apps, opay is the second after palmpay because it is the second microfinance bank with more users after palmpay.
Opay is verified by the central bank of Nigeria, so they are also safe to use, apart from that, Opay is also fast when it comes to transactions, you can purchase airtime and data within a matter of seconds, you can also use opay to pay for bills and fund your online accounts.
Opay headquarters is in Portharcourt, they also have head offices in many states across Nigeria so the app is very safe and reliable.
You can download opay app by following the link I provided earlier, you can download the app on your android or IOS phone.
You can download opay app here
2. Kuda
Kuda is also a very safe, fast and reliable microfinance bank, just like palmpay you can collect loan and repay within a certain period, you can use opay for transfers, savings, airtime purchase, data purchase and more, Kuda is fast when it comes to payments, you can use kuda microfinance bank to start your POS business too.
I have used kuda app for more than 3 months now, and it have become one of my favorite banking apps, you can also request for a physical debit card and also virtual card, when you request for a physical card, it will take 3 weeks to reach your location, although this depends on your location, if you are living in a less remote area, it may take longer.
3. Chipper cash
Chipper cash is a great palmpay alternative, although chipper cash is not only available in Nigeria, you can use chipper cash in more than 9 countries including Nigeria, this is the reason for its popularity, Today, sending money to your loved ones or anyone in the United States is very easy and fast, because you chipper cash have made that possible.
Apart from being available to the US, it is also available to 7 other African countries like Ghana, South Africa, Uganda, Rwanda etc, you can also use chipper cash to purchase airtime and data to any of your Networks, be it MTN, Airtel, Glo and Etisalat.
You can download chipper cash app on your phone, you can download the app on either Android or IOS phone, sending money with chipper cash is also very fast and reliable.
4. Alat
Seeing the rise of online banking apps, Wema bank have created their own mobile banking app called Alat by Wema, Alat is very fast in transaction, you can also start your own POS business using the platform, you can also use Alat to purchase airtime and data with Alat, you can also pay bills too.
You can either open a personal or business account with Alat on their website, and you can also download the Alat app on playstore or apple store with ease.
Their customer service is also a top notch so whenever you have a complain, they will attend to you very fast
Is ALAT by Wema same as Wema bank?
Alat is founded by Wema bank, but the two of them are totally different, Wema bank is just like the normal banks while Alat is a microfinance bank that is totally digital, you can only use it on your phone for doing transaction.
Alat have become very popular among Nigerians due to it's fast transaction and the ability to be used as a means of paying for bills without stress.
5. Go money
Go money is similar to Palmpay in many ways, the only difference is that, Go money does not give loans, you can use Go money for your daily transactions, you can transact anywhere you are in Nigeria and across Nigeria, one sweet feature that is available on Go money is the flexibility to request for money from other Go money users.
You can use Go money app to pay for bills and buy airtime or data in less than 2 minutes, the fastness of Go money is one of the things that made it very good for your daily use, another feature that you will love about Go money is that, you can split bills with other Go money users,
For example, if you and your roommates are using Go money, you can create split bill for all of you to pay for bills together, instead of reaching out to the every time to pay for bills, they will only need to accept the invitation to the split bill and Go money app will help you all with the bills while charging all of you at once.
You can download Go money app here.
6. Prospa
Prospa is a great microfinance bank, the app is very fast when it comes to transactions you can use the Prospa microfinance bank to start and manage your Point of sales business securely, they are featured on many big tech news websites like Techchrunch, etc.
You can use Prospa to pay for bills, buy airtime, buy data, you can also request for a loan on the app, many people are already using the Prospa app currently and the number of users keeps increasing because of their great service.
You can download Prospa app on play store or apple store.
7. Pocket app
Formerly know as Abeg app, Pocket app is similar to Palmpay in many ways, you can use Pocket app for daily transactions, you can also save money on the app, it is a social payment app, Pocket app is popularly known among young people in Nigeria.
Pocket app is currently available only to Nigerians, so wherever you live, you can request for money from others and send money to anyone from the app, it is a great app for your daily transactions.
You can download Pocket app here.
8. Carbon
Carbon is very similar to Palmpay, you can request for loans, pay bills, buy airtime or data, pay and get paid using Carbon, one feature that most people love about Carbon is that, you can save money on the app and get high interests on your savings.
When you are requesting for a loan on Carbon, you don't even need a guarantor, and the process is very fast, you can also request for a debit card from the carbon app.
9. NowNow app
Licensed by the CBN, NowNow app is a great way to pay and get paid across Nigeria, you can also get a debit card from the NowNow app that you can use on ATMs to make transactions, they offer master card and you can use it to shop online, their customer service is great so you can reach out to them anytime with any problem that you are having.
Download NowNow app on your android or IOS phone.
10. Raven
Raven is very similar to Palmpay, but theres on feature that is available on Raven app that is not on Palmpay, with Raven you can link all your bank accounts in one place, if you have more than one bank account, you can use Raven to link all of them together and track your spending.
Their security is also great, with Raven app, your account will be secured, Raven also give virtual and physical Cards that you can use anywhere you are in Nigeria.
You can Download Raven app on your phone.
Final thoughts
Above are all the 10 apps like palmpay, Online banking is great if you are using the best ones, that is why I did my research and gathered the best of them in this post, and I hope you find this post helpful.
If you have any questions concerning this post, don't hesitate to ask in the comment section below, also Share this post with others on social media, it will go a long way for us.
Thanks for reading this great post, have a nice day!
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